Costs creep up when you’re feeding a family and homeschooling full-time.

Today, Jenny Martin—founder of Southern Savers and homeschool mom of five— shares the simple system that cut her grocery bill by $500 in one month (18 years ago!), how to stock up the right way (without hoarding), where to find the best meat prices, and how to turn everyday shopping into a discipleship lab for financial stewardship. We also hit end-of-year power moves—IRAs, HSAs, insurance choices, and the 30-day “impulse pause” your kids (and you!) can actually use. This episode is a goldmine for homeschool families seeking to manage their finances wisely.

Key Topics Covered:

The 6-week grocery sale cycle and why buying only what’s on sale changes everything

Bulk meat the smart way (restaurant supply stores + vacuum sealing)

Digital couponing that kids can run (Ibotta, Fetch, store apps)

Delivery/pickup realities: when it saves time and when it costs more

Homeschool savings: used curriculum, shared labs, fewer-but-better activities

Discipleship through money: allowances vs. responsibilities, the 30-day want list

Year-end checkups: IRAs (through April), HSA + high-deductible plans, tax withholding tune-up

Resources mentioned

Southern Savers (Connect with Jenny, grocery lists, weekly deals, Monday 8:30pm ET Q&A)

Apps: Ibotta, Fetch, and your store’s digital coupons (Publix, Kroger, CVS, Walgreens)

Restaurant supply: US Foods Chef’Store, Gordon Food Service (regional)

IRS Withholding Calculator (for a quick year-end check)

Liberty University / LUOA: K–PhD pathways with a Christ-centered foundation.

Teach Them Diligently 2026: Pigeon Forge, TN & Branson, MO (both in May). Buy early for best pricing at teachthemdiligently.net/events.