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Fair Market Value

What true FMV is and how to bring it back

January 15, 2015 • Benham Brothers

Definition of fair market value - "the price a buyer is willing to pay and a seller is willing to sell with a clear conscience before God." Today we have taken out the reference to God, thus absolutizing the market itself. The market has become the absolute standard - it governs itself. When this happens it will naturally gravitate towards greed. Why? Because man is naturally sinful and apart from God he's naturally greedy. Case in point - Jacob was the buyer, Esau was the seller. Esau had something of extreme value he didn't want to sell. Jacob wanted what Esau had. Esau wanted what Jacob had (food). We have a market! The buyer, Jacob, sees the seller in a desperate situation and takes full advantage of the situation. Jacob gets the bargain of a lifetime and Esau lost something of extreme value. There's way more to this story than we can go into (Esau despised his birthright). The question is - Would Jacob have taken advantage of Esau if he had an eye toward God as the judge of His actions in this exchange? Jacob loved God and desired a good thing by wanting God's blessing, but He should have let God bring it to him and not grabbed it for himself. In a market apart from God the ends will always justify the means. When greed takes place in the market people cry for order and they begin to critcize the market that nurtured the greed. It's not the market's fault - it's the fact we took out the absolute standard by which we can govern the market. The order people will cry for, when they have rejected God, is man (government)! We see this in America today - a beautiful capitalist system with crazy government oversight because we have rejected the God Who should be governing the market itself.

From Riches to Wealth

Growing wealth from a Biblical perspective • January 22, 2013 • Benham Brothers

The Best Way to Help the Poor

How giving opportunity is better than giving money • February 16, 2017 • Benham Brothers

* Notice who this command is given to - land owners. * It was the responsibility of those who owned the wealth to share it with those who didn’t. * But how? * They were not to “harvest” to the edges of their field. Pay attention to this command. * The command wasn’t for them to harvest all of it and to give a portion aways. * This meant the poor people were supposed to harvest it themselves. * In doing this it put value on WORK. * The best thing the land owner could do, the most charitable thing, was to not give money, but to give OPPORTUNITY! * The principle in Scripture is that if you don’t work you don’t eat. * This is how important work is - it’s God’s original command to us in Exodus 20:9 - Six days you shall work….. * We are supposed to be working people, and our generosity is geared toward giving others work. * And for poor people, you should want to work, not just get handouts. * Work is our way of creating, just like God created in 6 days - He gives us the ability and command to do the same.

Generous Mindset

How to make sure you're always living generously • March 23, 2017 • Benham Brothers

* The generous mindset is always focused on others, not itself. * It says, “Does this person need this money more than I do?” * A generous mindset is always win-win. * A poverty mentality is always focused on itself. * It says, “How can I get the best deal, even if it costs the other person.” * A poverty mindset is always win-lose. * Example - you hire a contractor who needs the work, but you talk him down on all his prices to a point where he’s working for a small hourly wage. * This is having a poverty mindset. * It’s always trying to take everything it can get without the thought of how it affects others. * If you pay him for what he’s worth, even giving a little bit more, you have a generous mindset. * You can tell a person like this by how they stack their plate up at potluck. HA HA! * They typically want to go first and they hit it hard. * Example - the pizza guy delivers a pizza and you leave him a $20 tip because you think, “This $20 means more to him than it does to me.” * That’s the generous mindset. * God wants us to live generously.